Funeral Home & Cemetery Business Loans
We know that a death care business can be worth more than just property value…
Often times, a funeral business’s value exceeds its property value. Because of this, many banks struggle to offer you the financing needed to start or acquire an existing funeral business. At Johnson Consulting Group, we will work with you to put a loan/finance package together that will educate lenders on the cash flow potential of funeral businesses.
Johnson Consulting has developed a funeral home business loan/financing program that helps qualified buyers and existing owners find financing for:
- Acquisitions
- Expansions
- Partner buy-outs
- Refinancing
- Debt consolidation
Our objective is to work with the buyer to find a funeral home business loan that will serve the interests of all the parties involved.
Experienced in underwriting funeral business loans and financing…
Our job will be to complete a thorough funeral home business loan package and submit it to the best possible lender for your specific needs. With over 100 years of experience working with small business owners you can trust us to be your partner through this life-changing decision.
The Process
Because of our many bank relationships we understand what it takes to submit a thorough funeral home business loan application in today’s tough credit market. We will educate you on the process, the forms that must be completed and the financials that most banks will require in order to set you apart from the other applicants. Incomplete packages equal loan denials; make sure you know what is needed!
Many Lenders or One Lender?
We feel that the best way to secure favorable funeral home business financing is to create a comprehensive loan package and show the request to multiple lenders and banks nationwide. By doing this, we not only increase our success rate for our funeral home clients, we also secure them the best loan/financing possible!
Time Frame
In most instances, the banks and lenders we have relationships with are able to fund a funeral home business transaction in as little as 45 days; however, this will depend on each lender’s due diligence and underwriting requirements.
Why Johnson Consulting?
Being prepared with a complete funeral home business loan submission package is 100% of the game and Johnson Consulting will save you from being denied due to incomplete paperwork submission.
- Submission to banks on a national level
- Relationships with SBA lenders and cash flow based lenders
- Our understanding of funeral home business cash flow current market values
- Open and honest conversations at the start regarding the likelihood of getting a loan under your circumstances.
- Our experience in underwriting multiple multi-million dollar funeral home business loans for large lenders
If you have the desire to own a funeral home business, or are thinking about your retirement from the profession, we have the resources and the commitment, to help. Many members of the Johnson Consulting staff are also licensed funeral professionals and understand the importance of finding the right financing. We are here to help you through the entire process: From loan submission, to funding and all the way through to closing. Additionally, Johnson Consulting Group also has the tools to help you succeed. Be sure to visit our Accounting and Business Success Formulas sections of our website as well.

